529 Plan Changes 2025. Fortunately, recent legislative changes may put some of these concerns to rest, as distributions from 529 accounts can now be used to give the same beneficiaries a retirement. Changes are coming soon to the federal financial aid application process that could make it easier for grandparents to help fund their grandchildren’s higher education with a 529 savings plan.
In 2025, you can gift up to $19,000 in a single 529 plan without those funds counting against the lifetime gift tax exemption amount. Changes are coming soon to the federal financial aid application process that could make it easier for grandparents to help fund their grandchildren’s higher education with a 529 savings plan.